ZUS grants a silent pension allowance. Even 400 PLN more for thousands of Poles

The Polish pension strategy includes a benefit which many future pensioners have no thought about, and which can permanently rise their monthly income by respective 100 zlotys. Talk about compensation for work under peculiar conditions or of a circumstantial nature. This is not a one-time allowance or thirteenth or fourteenth pension, but a permanent increase in the basis of the benefit, resulting in a higher pension paid monthly, until the remainder of your life. In practice, this could mean an injection of cash of PLN 300-400 per month.

This solution is aimed at people who have been doing highly physically or mentally incriminating work for years, but for various reasons have not obtained the right to a alleged bridge pension. The Social Insurance Institution (ZUS) adds compensation to the first capital, which straight translates into a higher amount on a monthly transfer. He is simply a silent character of the strategy who can importantly improve the financial situation of thousands of Polish seniors.

Who can number on extra money? Key conditions of ZUS

Not everyone who feels his work was hard will be compensated. ZUS applies precise criteria which must be met together. Persons who can prove that they have worked under peculiar or peculiar conditions have the right to this benefit before 1 January 2009. This is simply a key border date, after which the rules have changed.

In order for ZUS to add compensation, the following conditions must be met:

• Have a documented traineeship under peculiar conditions at least 15 years.
• Do not have a fixed right to a bridge pension. Compensation is simply a form of compensation for those who have not received the "bridges".
• To apply for a pension on a general basis, i.e. after reaching universal retirement age (now 60 years for women and 65 years for men).

Meeting these requirements is absolutely necessary. This means that persons who have benefited from any form of early retirement are not eligible for compensation. It is so crucial to have complete documentation and to quit within the statutory deadline.

Not just miners and metallurgists. See if your profession is on the list

It is widely considered that work under peculiar conditions only concerns professions specified as miner, metallurgist or chemical manufacture worker. This is simply a mistake that could cost many future pensioners hundreds of zlotys a month. The list of work under peculiar conditions is much wider and includes positions that many people would not have thought of.

The list includes, among another things:

• Health professionals, e.g. medical personnel working with X-ray cameras or at vulnerability conditions to infectious materials.
• Teachers, educators and another pedagogical staff employed in youth training centres, juvenile shelters or correctional facilities.
• Journalists employed in radio and tv editorials.
• Artists, specified as dancers, acrobats or musicians playing wind instruments.
• Transport staff, including bus drivers and tram drivers in urban transport.
• Energy workers, construction or uniform service.

The key is not the position itself, but the nature of the duties performedwhich must be described precisely in the work certificate or peculiar certificate from the employer. ZUS thoroughly verifies each case by examining the papers provided.

How much do you truly get? Thus ZUS calculates compensation

Compensation is not a fixed amount, but a mechanics to rise the basis for the pension. Its tallness is calculated individually for each recipient on the basis of a complex mathematical formula. Nevertheless, real benefits can be estimated. In most cases, the addition of compensation translates into an increase in the monthly pension by an amount from 300 to even 400 PLNand in any cases even more.

The amount of compensation depends on respective factors, including:

• Length of proven traineeship under peculiar conditions.
• Age of insured person at the time of retirement.
• Amounts of first capital set for 1 January 1999.

In practice, ZUS calculates the amount of a hypothetical bridge pension that a individual would be entitled to and then calculates the value of compensation on this basis. Although the process is complex, the effect is simple and very beneficial: permanently higher pension provisionwhich is subject to yearly valorisation as well as the remainder of the pension.

How Can I Receive a Witness? Step by step and the papers needed

The good news is that compensation do not request to submit a separate application. It is granted ex officio by the Social Insurance Institution at the time of the examination of a universal pension application. However, this does not relieve the future pensioner of the work to take care of the formalities. It is at this phase that most problems arise.

In order for ZUS to be able to decently charge the benefit, it is essential to attach to the pension application complete documentation confirming the work under circumstantial conditions. The most crucial papers are:

• Work certificatewhich shall include information on the performance of the work under peculiar conditions, specifying the period and the position taken.
• Certificate from the employer (or its successor) if the work certificate does not contain the required information.

The absence or incorrect form of these papers is the most common reason for refusing to grant compensation. It is so essential to guarantee that all essential papers are held even before submitting a pension application. It is worth getting in contact with erstwhile employers in advance, since it can be hard and time consuming to retrieve papers after years. Careful preparation is simply a warrant that we will not lose the chance of a fewer 100 PLN a period more in retirement.