WIBOR in credit agreements. Is the opinion of the Advocate General of the TEU a success for consumers or banks?

Zdjęcie: WIBOR w umowach kredytu. Czy opinia Rzeczniczki Generalnej TSUE, to sukces konsumentów, czy banków? Shutterstock


On 11 September 2025, the Advocate General of the Court of Justice of the European Union issued an opinion in case C-471/24 from the application for a preliminary ruling from the territory Court in Czestochowa. This opinion is totally beneficial to borrowers and disadvantages to banks," says Legal Advisor Michał Kanabaja of the Rachel and Partners Chancellery.