The 14th retirement payments began on 1 September, bringing relief to many seniors, but for any of them this year's "fourteenth" may be a origin of unexpected problems. The fresh rules, introduced with a view to the safety of transactions, call into question the free receipt of cash by the mailman. If you are in a group of about 1 million Poles who inactive like the cash form of delivery, you must prepare for a crucial change. deficiency of ID may mean that the mailman will just go distant with your money, and you will gotta wait for another effort to deliver or intervene yourself in the Social safety Office.
This change, although dictated by the fight against extortion, can in practice make life hard for the most deprived. It is crucial to realize the fresh rules and take the appropriate steps to guarantee seamless access to the required measures. Do you know what you gotta do to get your fourteen to you without unnecessary complications? Get ready for what will happen to you in September.
New reception rules: Mandatory ID?
As of 1 September, the mailman, delivering his 14th retirement, has the right, and in any cases even the obligation, to require the presentation of an identity document. This is simply a direct consequence of the amendment to the anti-money laundering and terrorist financing Act of 2023. These provisions aim to increase the safety of financial turnover and reduce the hazard of fraud, but for elder citizens utilizing conventional forms of withdrawal this means additional formalities and possible problems.
In practice, if the mailman knows his addressee very well, he may waive his claim for proof. However, in the first visit with a fresh benefit, or where the service supplier is not certain of the identity, Writing down data specified as first, last name, PESEL number and identity paper number becomes his duty. If the paper is missing, the mailman will not be able to spend cash and the money will return to the Social Insurance Institution. It is estimated that this situation may affect almost a million people in Poland who inactive choose to receive a cash pension. It is simply a immense group that must be aware of the risks and know how to react.
How can we avoid problems? Change the form of pay!
There is simply a simple and effective solution for seniors who want to avoid the stress of showing recognition all time: change in the form of payment of the benefit to a bank transfer. This is the safest and most convenient option that eliminates the hazard of a mailman refusing to spend money. All you request to do is to submit an application to the EZP (a request to change the payment data) in any ZUS facility, send it by post or fill it online through the Electronic Services Platform (PUE) ZUS. It's truly simple, and it only takes a moment, and it can save quite a few nerve.
By deciding on the transfer, elder citizens gain not only peace of mind, but besides the assurance that their means will always come in time, regardless of their presence at home or having a paper with them. It is worth reasoning about this solution now, before fourteen are sent. This proactive action can prevent unnecessary complications, especially as in 2025 the trend towards digitization and tightening of financial safety rules will only increase. Do not wait for the last minute – take care of your comfort and financial safety today!
What's your 14? circumstantial amounts and thresholds
The amount of the 14th pension paid together with the September pension is fixed and is full PLN 1878.91 gross, giving about PLN 1709.81 net. This amount shall be due to all eligible persons whose monthly basic benefit does not exceed PLN 2900 gross. It is worth remembering this number due to the fact that it is crucial to find the amount of your extra benefit.
For persons whose main pension exceeds the gross threshold of PLN 2900, the regulation applies ‘gold for gold’. This means that fourteen will be gradually reduced by an amount exceeding that threshold. For example, if your benefit is PLN 3000 gross, you exceed the threshold by PLN 100, so your fourteen will be reduced by this amount. However, it should be remembered that there is simply a minimum amount of payment which is 50 PLN gross – below this amount the benefit will no longer be paid. The standard payment dates are 1, 5, 6, 10, 15, 20 and 25 days of the month, with the anticipation of receiving the funds in advance, if the deadline is on a day off. Check your individual deadline to know erstwhile to anticipate a transfer.
Prepare for September: Key Conclusions for Seniors
The payment of the 14th retirement in September is an crucial event for millions of seniors, but the fresh cash collection rules require peculiar attention. The most crucial request is the request to have an identity card erstwhile receiving a service from the postman. Without it, your money can return to ZUS, which will make unnecessary stress and delays.
For those who want to avoid any complications, the best solution is to change the form of withdrawal to bank transfer. This is simply a simple procedure that can be arranged in ZUS, online via the EU, or by post. Remember besides the income thresholds: the full fourteen (PLN 1878.91 gross) have up to PLN 2900 gross gross basic benefit, and above this amount the “gold for gold” regulation applies, with a minimum payment of PLN 50 gross. Be prepared, check your papers and consider the most convenient form of receipt of the benefit so that fall 2025 will be calm and financially safe for you.
Continued here:
There's a 14th pension coming up. Without ID, you might not choice her up!
