The valorisation of pensions is an yearly increase in benefits that is carried out due to the failure of their real value resulting mainly from inflation. The valorisation rate so depends on average yearly inflation for pensioners and pensioners, and is further increased by at least 20% of the real increase in average wage. At least that's what it looks like now. What can change?
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Valorisation of pensions 2026. How much will retirement increase in 2026?
According to Infor portal, the government prepared a draft regulation on the valorisation of pensions in 2026 (RD216). According to the information provided by the Chancellery of the president of the Council of Ministers, this paper assumes that the ratio of valorisation will stay at the statutory minimum, i.e. it will be 20% of the real increase in the average wage in 2025. For example, with inflation of 5 % and real wage growth of 2 %, the value index will be 5.4 % (5 % increased by 20 % from 2 %). However, we will not know the final rate until the beginning of next year, erstwhile the Central Statistical Office will supply data on the actual average salary.
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This decision was justified by the hard macroeconomic situation, inflation forecasts and the limited capacity of the state budget. The adoption of the minimum indicator is not the best script for Polish seniors, but much can change, due to the fact that the draft regulation is inactive at the government stage. In addition, the President-elect's proposal appeared on the horizon.
Nawrocks: Valorization of pensions. president elect announces a revolution in the valorization of benefits
Karol Nawrocki announced changes in the strategy of valorisation of pensions and pensions inactive during the election campaign. RMF FM states that its proposal implies the introduction of a guaranteed minimum amount of the increase, at least PLN 150 gross each year. This would mean that the lowest pension would increase in 2026 from current PLN 1878.91 gross to at least PLN 2028.91 gross. This increase is to be independent of inflation or wage levels. specified a solution would be beneficial for people with low benefits, as PLN 150 represents a higher percent of the amount they receive. Seniors with higher pensions gain more on percent valorisation.
Initially, president Elek announced the submission of a bill on the substance in the Sejm as early as the day the president took office, or August 6, 2025. However, the "Fact" points out that on Monday 21 July in an interview with tv Trwam, the president-elect announced that the first package of laws would not be presented until 7 August, and among them there would be no change in the value of pensions. Furthermore, according to the information provided by the journal, this would be mixed valorisation, i.e. the amount guaranteed would cover benefits up to about PLN 3.4 1000 gross. A percent would be applied above this amount.
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