The change in the limit of profiting to retirement from 1 December brings relief to any seniors who have so far been able to experience cuts in their benefits due to exceeding the limits of earnings. Now that the average wage in the economy has increased, the limit amounts to which you can gain without an impact on retirement have been adjusted.
This change means that those who collect pensions and gain above the limits can now plan their income more easily. ZUS has the right to reduce or suspend benefits for seniors who exceed these income limits, which are updated all 3 months and are based on average wages in the economy. This is crucial for pensioners who have not yet reached the universal retirement age.
Now seniors have the chance to make extra money without fear of reducing their benefits unless their earnings exceed the fresh fixed limits. This is simply a change that takes into account the increase in average pay, thus giving greater financial flexibility to those who receive pensions before reaching retirement age and pensioners.
On 1 December, the regulations changed. Seniors will be able to gain more
As of 1 December, wage limits for early retirement workers have changed. This is crucial due to the fact that insured persons who have not yet reached 60 years of age (for women) or 65 years of age (for men) now have fresh income thresholds that can accomplish without affecting their pension benefits.
Iwona Kowalska-Matis, a ZUS spokesperson in Lower Silesia, stressed that there are fresh limits for earnings. Now, if monthly earnings exceed 70% or 130% of the average national wage (which in the 3rd 4th amounted to PLN 7194.95), pensions can be reduced or even suspended. As of 1 December, these limits are PLN 5036.50 gross and PLN 9353.50 gross respectively.
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The change in the limit of extras to the pension from 1 December provides relief to any seniors who have so far been able to experience cuts in their benefits due to exceeding the limits
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If the income exceeds PLN 5036.50 gross but remains below PLN 9353.50 gross, pension will be reduced by a surplus income, but not more than the maximum amount of the simplification fixed.
It is worth noting that pensions due to full incapacity for work can be reduced by PLN 794.35, pensions due to partial incapacity for work by PLN 595.80, and household pensions by PLN 675.24.
However, if additional revenues exceed PLN 9353.50 gross per month, the benefit will be suspended – warned Kowalska-Matis.
It is besides worth noting that people who have already reached the general retirement age (60 years for women and 65 years for men) have no restrictions on extras. The same applies to persons who receive invalidity pensions, military disability related to military service and household pension recipients after those entitled to these benefits. These are crucial exceptions to the fresh rules.
Ignacy Michałowski
OSINT investigator with experience in global journalism projects. It has been publishing materials for over 20 years for the largest releases. In social activities he engaged in various projects and initiatives aimed at improving the quality of life of people, especially those of mediocre communities. He was besides active in the fight for human rights. Contact: [email protected]
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Seniors can make more. The fresh provisions of the pension limit began to apply:
