"Money pensions" is simply a common word for benefits lower than minimum pensions. Let us remind that from 1 March 2025 it is PLN 1878.91 gross. This is what people presently receive who scope universal retirement age (60 years for women or 65 years for men) and can show an adequate contribution and non-contributory period (20 or 25 years for men, respectively). The pension position itself can be granted even after payment of contributions for only 1 day, but then the benefit will be importantly lower. This in turn creates problems for the government.
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What is the lowest pension paid by ZUS? Government wants to pay penny pensions erstwhile a quarter
The problem of penny pensions is not addressed by the government for the first time, and the thought of Vice Minister Sebastian Gajewski to pay the lowest benefits erstwhile a 4th was written in February. Now the subject returned in the conversation of the Deputy Minister with "Rzeczpospolita". The paper states that at the end of December 2024 benefits lower than the minimum pension accounted for as much as 9.9% of all paid fresh strategy pensions. Unfortunately, there are benefits that are virtually 2 cents. That was what 2 people received at the end of last year: a female in Biłgoraj and a man in Wrocław.
There are not many specified benefits, but in fact the costs of operating them importantly exceed their amount. I agree that this is irrational. We would like to propose a solution that would presume that these lowest benefits would be paid not all period and all quarter
- said Deputy Minister in conversation with "Rz". At the same time, he emphasized that they would hold the position of pensioner, which would give them the right to wellness insurance, as well as "thirteen" and "fourteen", and their families would be able to receive a ceremony allowance and a household pension after their death. However, experts note that it is the pension position that is more of a problem in this situation than the costs of providing pensions.
Minimum retirement is not the biggest problem. Experts appeal
Łukasz Kozłowski of the Federation of Polish Entrepreneurs noted in his conversation with "Rz" that the regulation of penny pensions requires a more differentiated approach. For example, people receiving PLN 1000 formally have little than the minimum benefit, but paying erstwhile a 4th would be very noticeable for them. Kozłowski so proposed to take account of the levels of pensions. At a lower rate, benefits would be paid at the level of respective twelve or respective 100 zlotys. People with the lowest capital would not receive pension position at all and their eligible funds would be paid erstwhile (instead of monthly a fewer cents or gold).
See also: crucial changes for seniors from 1 September. ZUS may suspend part of the benefits completely
Jeremi Mordasevich of the Confederate Leviathan proposes that the granting of pension position be subject to a minimum pension entitlement. He besides pointed out that the biggest cost generated by penny pensions was to supply the recipients with access to healthcare.
Source: "Rzeczpospolita"
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