Many Polish houses inactive hide treasures from the past, whose value can make them dizzy today. However, it is not about antique furniture or valuable porcelain, but about an inconspicuous paper that could lie forgotten for years at the bottom of the drawer. It turns out that for this 1 paper, coming from the 1980s, PKO Bank Polski is ready to pay even PLN 28 226. It is not a gag or a lottery – it is simply a real anticipation of recovering money under applicable law. It's worth a while to search the home archives, due to the fact that the find could be an highly valuable injection of cash.
The communicative dates back to the times of the Polish People's Republic, erstwhile buying a fresh car was a dream of many Poles, and its implementation was bordered on a miracle. In consequence to the immense demand, the authorities introduced a prepayment strategy for popular models specified as Fiat 126p and FSO 1500. Unfortunately, the number of volunteers far exceeded the available vehicles, so thousands of people, despite paying the money, never saw their dream car. Today, after more than forty years, the State continues to fulfil its obligations to these persons or their heirs, offering attractive financial compensation.
A uncommon PRL paper worth a fortune. What precisely is it?
This valuable paper is original confirmation of prepayment on the passenger car – Fiat 126p or FSO 1500 – in the 1980s. At the time, this strategy was the only chance of getting a fresh vehicle. Citizens paid a certain amount to a peculiar bank account and then participated in drawing the right to receive the car. The problem was that production did not keep up with demand, and the systemic transformation further complicated the situation.
Many people who paid money never got a car. To regulate this issue, in December 1996 the Sejm passed Act on rules for the implementation of prepayments for passenger cars. Under its power, the State undertook to reimburse the funds paid together with a solid compensation, taking into account inflation and lost benefits. The payouts started in 1997, and although most of the eligible people benefited from this possibility, it is estimated that there is inactive a group of people who for various reasons did not. frequently the first deposit evidence survived in home archives, and their owners or heirs do not realize their real financial value.
It is these yellow, frequently forgotten papers that are the key to getting back any money today. It is not a collector's offer, but a full legal procedure carried out by a state bank on the basis of applicable laws. The value of compensation is regularly valued, making it increasingly attractive over the years.
What conditions must be fulfilled to receive money?
The procedure for recovering money is comparatively simple, but requires circumstantial documents. The most crucial of these is the first payment confirmation. Without him, it's practically impossible to analyse your rights. The Bank must guarantee that the individual submitting for compensation is actually entitled to it. That's why uncovering this 1 peculiar paper is so crucial.
To apply for payment, the following set of papers should be prepared:
- Original proof of acceptance of prepayment – this is the absolute basis. It must be a paper issued in the 1980s by the bank accepting the deposit. Xerocopies or another non-original confirmations will not be accepted.
- Current ID – essential to verify the identity of the authorised person.
- Documents confirming succession (for heirs) – if the individual who made the payment has died, his heirs may search compensation. To this end, they must submit final order of the court to establish the acquisition of the inheritance or registered inheritance certificate by a notary.
Importantly, the Act does not supply for a limitation period for claims. This means that after money you can study at any time. However, hold is not advisable – the hazard of losing or destroying a key paper increases with each year. The failure of the first confirmation of the payment definitely closes the way for compensation.
How much precisely can you gain? The amounts are impressive.
The compensation shall be regularly updated and published in the notices of the Minister of Finance. This is intended to realign the value of the money paid decades ago. The amounts that can be obtained present are truly significant, and for many people they can supply serious support to the home budget.
According to the latest data, the amounts of compensation paid by PKO Bank Polski are:
- 28 226 zł – for those who made a full prepayment on the car FSO 1500.
- PLN 19,919 – for those who made a full prepayment on the car Fiat 126p (Popular ‘Male’).
These are net amounts which go straight to the hands of the rightholder. It is worth noting that it is not any form of competition or draw. Any individual who holds the applicable papers and complies with the statutory conditions shall have a guaranteed payment. For many families, especially those who inherited papers from their parents or grandparents, this information can be a immense and very affirmative surprise. The money that has been ‘freezing’ for decades present can finance renovations, holidays or simply supply savings.
Step by step procedure. Where to study with the document?
The institution liable for the implementation of compensation payments shall be PKO Bank Polski. It is up to 1 of the branches of this bank to go with a set of required documents. The procedure is simple and does not require complex formalities or the engagement of lawyers, if we have all the essential originals.
The process is as follows:
- Find documents: Search the home archives, the old closets, the attic boxes or the basement. Focus on papers from the 1980s, especially those related to banking.
- Complete the required documents: Prepare the first deposit card, your identity card and possible inheritance documents.
- Visit the branch of PKO Bank Polski: Go to any facility of the bank and inform the worker about the intent of the visit – wanting to apply for compensation for the prepayment of the car from the time of PRL.
- Verification and payment: The bank staff associate will verify the authenticity of the papers submitted and the identity of the applicant. After a affirmative verification, the funds will be paid in cash or transferred to the specified account.
It's worth the time to look. This one, inconspicuous paper may be the key to recovering money, which many Poles have long forgotten. This is simply a perfect example of the fact that sometimes the top treasures hide right under our noses, in a forgotten drawer.
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Do you have that PRL paper at home? The bank will pay you $28,000 for it!
