The retirement age in Poland is simply a time erstwhile you can enjoy many privileges and reliefs. Unfortunately, many seniors are unaware of their rights, which makes them lose their chance of crucial savings. This comprehensive guide will show you how to actively usage the available discounts and improve your home budget.
PIT-0 Relief: Are you working? Don't pay the tax!
If you are a female after the age of 60 or a man after 65 and inactive work, without taking a pension from ZUS, you are entitled to a PIT-0 relief. This means exemption from income taxation on labour revenues up to PLN 85 528 per year. Additionally, on the taxation scale you have a free amount of PLN 30 000, which gives a full of PLN 115 528 without tax.
What does that mean for you? This is real savings in the order of respective 100 PLN per month, which will power your budget. To use, submit a message (PIT-2) to the employer or settle the relief in the yearly PIT statement.
Free public transport: Travel at no cost!
Many Polish cities offer seniors free of charge or reduced public transport, which can save 100-200 PLN per month. Just your ID!
- Warsaw: Free for 70+, an yearly ticket for 50 PLN for 65+.
- Kraków: Free for 70+.
- Wrocław: Free for 66+ residents.
- Bydgoszcz: Free communication from 65+.
- Poznań: Free for 70+, discount for 65-69 years.
What does that mean for you? Greater freedom and independency in moving around the city. Always check local rules at your city office.
Rail discounts: Cheaper travels in Poland
Seniors after 60 years of age have a statutory 37% discount on PKP Intercity tickets and most regional railways. All you request is an ID to confirm age. This is simply a perfect chance to visit your household or discover fresh places cheaper.
RTV subscription waiver: Unburden your budget
Many seniors may be exempted from the RTV licence fee:
- Automatic release: For persons over 75 years of age (verification by PESEL).
- Exemption for 60+ with low pension: If your gross pension does not exceed PLN 4,090.86 per period (the threshold for 2024), you can apply for exemption.
How do I apply (for 60+)? Go to the Polish Post Office with a individual ID and a decision of the Social Insurance Institution on the amount of pension. The exemption shall apply from the following month. This is simply a real savings of over PLN 300 per year!
Senior cards: Key for additional discounts
Both the National elder Card (for 60+) and local city cards open doors to many discounts in sanatoriums, museums, theatres, medical offices and services. For example, in many Warsaw museums seniors pay symbolic gold for a ticket.
What does that mean for you? Easier access to culture, amusement and wellness services for little money, encouraging active social life.
Medicines 75+ and another wellness benefits: Keep wellness Cheap
Seniors after the age of 75 pay only PLN 3.20 for medicines refunded from the list 75+. In addition, many local governments run local programs to support the wellness of seniors, specified as free vaccinations, preventive studies, and aid for glasses and proceeding aids. It is worth following the announcements of your city office.
What does that mean for you? Easier access to essential medicines and prevention, which translates into lower treatment costs and better health.
Don't miss your rights: applicable steps
To take full advantage of your relief, take the following steps:
- Check local rules: Visit the city or municipality office website to get to know all available reliefs and programs for seniors.
- Product elder Card: Contact the city or local NGOs.
- Fold PIT-2: If you work and do not receive a pension, delight inform your employer.
- Report after your RTV subscription is terminated: If you meet the profit criteria, go to the post office with the proof and decision of the Social Insurance Institution.
Important note: Remember to update the data!
If your situation changes (e.g. you exceed the pension limit, you start collecting benefits), you gotta study it within 30 days to the applicable institutions. Failure to notify may consequence in the request to reimburse unduly received allowances.
Summary: Enjoy your privileges!
Polish elder citizens have access to a number of reductions and reductions, which can importantly improve the quality of life and relieve the burden of home budget. The key is cognition and active usage of rights. Don’t let these precious savings pass by your nose – act present and enjoy your earned privileges!
Read more:
Maximize Pensions: A Complete Guide to Reliefs and Discounts for Seniors
